Money Matters

I never expected myself to be in this state. I did not have my cards with me. I was totally out of cash, and stuck in Bishan. Hubby was having training and would only be contactable after 9pm. Luckily, I was still with my friends, and I was utterly embarassed when I had to borrow $10 (er, coz I realise that I have been doing it rather frequently lately). Subsequently, I had to make several informed choices to save money, e.g. eating at a coffee shop, taking a bus home etc.

Hrm, I have never been keeping track of money matters. However, since I made up my mind to go SA (one year NO PAY!), I started to save and be more wary on how I spent my money.

It has been almost a year since I last bought clothes, shoes or bags! I have been digging out my old clothes to wear, and have repaired some as well. =) I'm rather amazed on how I survived through CNY (er, on the first day I actually wore a National Day t-shirt coz it was also red in colour). Here are some other changes & improvements in my life that even I surpise myself!

Past : Take cab
Usually eat at restaurants
Willing to spend on good food

Today : Take public transport (it is really very very much cheaper!)
Eat at coffee shop
Watch weekday movies @ Jubilee ($5.50 only!)

I realise that it is a win-win-win situation to save money. Coz not only do I conserve the environment (through usage of public transport, avoid purchases but reuse instead), I also get to exercise more by walking! And somehow these three reasons help to reinforce each other in one way or another. That's how I convince myself to take public transport when the urge to take cab is tempting! Also, to conserve energy, I will take the stairs when there is no one at the lift lobby, then I tell myself it is also a good form of exericse! Or I will eat simple meals at the coffee shop and tell myself that not only is it cheaper, it is also healthier and less energy consuming!

Well, I hope that I will be able to sustain these habits even after I am back from SA! =)